Designing Beautiful SmilesA Trusted Cigna Dentist in Plano
If you and your family are covered by a dental insurance plan, finding a dentist who works with your provider is crucial for making the most out of your investment. At Parkway Vista Dental, we are always happy to work with our patients to help them stretch their benefits, and many families and individuals are covered by Cigna dental insurance. If you are, too, keep reading to learn about how your Cigna dentist in Plano can make your life easier when it comes to dental insurance -- for the benefit of your oral health and your wallet.
How Cigna Dental Insurance Works
Cigna dental insurance is a traditional fee-for-service plan. In exchange for a premium that you pay monthly, you are eligible to receive certain benefits for free or discounted. Most premiums range around $50 per month. You will have to pay some money out of pocket until you reach your deductible. After this amount has been met, your Cigna dental insurance will cover much of the cost of restorative procedures. Dental insurance plans are set on a calendar year, and unused benefits usually do not rollover from one year to the next. We can help you use your insurance strategically to ensure they do not lapse.
What’s Covered by Dental Insurance?
The specifics of your coverage will depend on how much you pay as a monthly premium. Because preventive dental care is the key to a healthy, long lasting smile, Cigna dental insurance plans will fully cover the cost of two checkups and cleanings per year. Additional preventive treatments like dental sealants or fluoride applications may be covered as well. When you attend these visits regularly, the chances that you will ever need to have significant restorative care are low -- but if you do, you can expect your insurance benefits to cover from 50 to 80 percent of the cost. Elective procedures like porcelain veneers or teeth whitening are usually not covered by dental insurance.
Making the Most of Your Plan
Choosing a dental office that accepts your insurance is step one in making the most out of your plan. At Parkway Vista Dental, we welcome patients with Cigna dental insurance. When you are a new patient, we will begin by performing a verification of benefits to find out just what you are eligible for and if you have unused benefits that are set to lapse at the end of the year.
Here are some general tips for making the most out of a Cigna dental insurance plan:
- Be sure to schedule and attend two checkups and cleanings per year
- Complete any unfinished treatment plans during the years that you meet your deductible
- Continue to visit your dentist regularly for routine preventive care to enjoy better oral and overall health
Schedule an Appointment Today!
If you and your family are covered by Cigna dental insurance, your dentist in Plano can’t wait to help you maximize your benefits. Please contact Parkway Vista Dental or request an appointment online today!