Are Dental Implants Covered by Dental Insurance?
January 17, 2021
If you have missing teeth, you have probably researched the different ways that you can have them replaced. A preferred option by both dentists and patients alike is dental implants in Plano. However, they do tend to have a higher cost than other tooth replacement options. You may be wondering whether or not you can rely on your dental insurance to help cover some of the costs of the procedure. Fortunately, dental insurance does play a role when it comes to this type of treatment. Continue reading to learn more about what you can expect.
Does Dental Insurance Cover Implants?
Even though most dental insurance plans cover both preventive care and most emergency treatment costs, dental implants are in a whole other category. There are several limitations on most insurance plans because the coverage that you receive depends on the amount that your employer wishes to spend on the policy. Ultimately, the amount covered will depend on the reason that you need an implant. Both medical and dental insurance could play a role. Your medical insurance may cover the procedure if your tooth loss is because of:
- Trauma, like an accident
- A medical condition that results in tooth loss
- Congenitally missing teeth
There are all sorts of different factors that you must consider when you are looking into getting dental implants. If you have implant coverage from your dental insurance policy, you still want to ask your insurance company about the plan’s annual limit. You may want to plan your treatment process in several different stages in order to maximize your coverage.
In certain cases, your crown or bridge may be covered in your dental insurance plan while the titanium implant is covered by your medical insurance plan. This is something that you will need to contact your insurance providers about before you move on with your treatment.
Are Dental Implants Worth the Cost?
It is no secret that dental implants are an investment, but at the same time, you are investing in your oral health and appearance. Their initial cost may seem much higher than other tooth replacement options, but you may actually end up saving money in the long run. This is because they are long-lasting and prevent issues related to bone loss. When you have dentures or dental bridges, you may need to have them repaired, replaced, or adjusted after only a few years. Implants can last upwards of 25 years and even the rest of your life with proper care. Many patients find that having their smile back for good is something that is priceless.
If you aren’t quite ready to make the commitment, talk to your dentist. They will be able to determine whether or not you are a good candidate for the procedure and answer any questions you may have. This way, you can decide if they are the right choice for you.
About the Author
Dr. Bita Kamali is an experienced dentist who has bene working in the field for more than two decades. She earned her dental doctorate from the Baylor College of Dentistry and is committed to continuing her education to this day. Her practice accepts dental insurance in order to help make dental care as affordable as possible. For more information on dental implants or to schedule a consultation, visit her website or call (972) 818-1300.